How To Find Your Insurance Policy Number

One of the most of import and mandatory documents of a vehicle is the insurance policy. Securing your car with motor insurance avoids any unforeseen financial liabilities. The police force mandates that a four-wheeler should exist insured at least with third-political party insurance and information technology should be a valid i also. There may exist situations when you may require the policy number to admission the details of the coverage. While information technology may not be necessary to know the policy number at all times, you will have scenarios when you have to recollect it. Read on to learn how to find the car insurance policy number.

How To Find My Car Insurance Policy Number

How to Check My Motorcar Insurance Policy Number?

At that place are several ways you tin find your motorcar insurance policy number. By and large, insurance companies send the policy document to your registered mailing address; however, with the advent of emails, the policy is instantly sent to your email accost. There are other means through which yous can find the insurance policy number. The article ventures into different reasons when you lot require the number and means to find the policy number online every bit well as through the offline channel.

When Do You lot Demand Your Insurance Policy Number?

There are several instances when you require the car insurance policy number. Information technology is advisable to either take a physical copy of the policy document while driving the auto or access through email or other online sources. Below are such instances when a vehicle insurance policy number is needed:

Renew/Change Insurance Plan

While renewing the machine insurance plan, you may require the policy number to access the converge and renew it accordingly. Also, when you cull a new insurance company and transfer the existing insurance to the new insurer, the new insurer may ask for it.

When You Accept Met With a Car Accident

After a auto accident, the insurer may ask for the policy number. Besides, depending upon the severity of the accident, you may have to file a Starting time Information Written report (FIR) and the police may ask for the policy number. If the accident involves a tertiary party, you may need to exchange the insurance policy details, including the number. Each driver will use the number to raise a claim.

For Verification

Most of the time when you may have to produce the policy document is when you are stopped by authorised personnel or police to cheque the validity of the insurance. It tin be routine checks at check posts or while travelling on public roads.

Applying for Duplicate Documents

While it is easier to check or retrieve the policy document online, you may want to carry a physical re-create of the document. You may need a indistinguishable car insurance policy while travelling long journeys, particularly when you travel across the state where the vehicle is registered. To get the duplicate re-create, you lot may require the policy number.

Buying a Used Automobile

Yous may exist considering buying a used automobile which is to your liking. Still, it is important to know if the car is insured and is valid. You can trace the insurance policy status online past searching through the registration number of the vehicle.

Also, read: Zero Depreciation Motorcar Insurance

Ways to Check Car Insurance Policy Number:

Whether you have forgotten your car insurance policy number or lost the certificate, you can notice the car insurance policy number and check if information technology is valid. You can also check the insurance company'south details, renewal date and other coverage details of the policy. Below are some of the ways to cheque automobile insurance policy number:

Through Online

Y'all can visit your insurance provider'south website and admission your business relationship to call up the details. You may need details such every bit the registration number of the motorcar, registered mobile number or email address to access the car insurance policy document. With the advent of smartphones, you can download the insurer'south mobile app and access your account from anywhere. Also, you can check the inbox in your email to trace and search for the policy document which the insurance company may have sent.

Through Offline

Y'all tin talk to the insurance agent or visit the insurer's branch to know more about your car insurance. The insurance branch or the agent can check and go the insurance policy number of your car. This is a traditional method of finding the policy number; however, most insurance companies are using the internet to make their products more accessible to customers and have an online presence to cater to dissimilar requirements.

VAHAN eService

The VAHAN spider web portal is a platform with a database of vehicle details. You can check the engine details, chassis number, owner details as well as bank check the status of the insurance of a item vehicle through its registration number. While this may not provide the policy number, it is helpful specially to cheque the validity of the insurance in case you desire to buy a used motorcar.

Checking on Insurance Data Bureau

The Insurance Data Bureau (IIB) maintains a database of vehicle insurance in India and vehicle records in a digital format. You tin log in to their spider web portal to access the vehicle insurance policy number. Also, if yous have met with an accident and it involves a third party, yous can check the status of the other party'due south insurance policy. This can be retrieved through VAHAN, a web portal past the Transport Ministry where you check the validity of the insurance.

Contact Your Insurance Provider

Call your insurance company or write an email to the concerned department to become the policy details. Most insurers use the customer service team to assist with such requests. You may have to provide certain information to access your insurance and become the policy number.

Likewise, read: Vehicle Scrappage Policy in India

Frequently Asked Questions:

Below are some of the common questions about automobile insurance policy details:

How do I download my insurance policy document?

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You can download the policy document from your email inbox or you can visit the insurance company'south website to login to your account and download the same. Too, you tin can install the visitor'southward mobile app on your smartphone to access your account and download the document. You lot can besides phone call their client care to inquire near the duplicate insurance policy.

What is a car insurance policy number?

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An insurance policy number is a unique number provided by your insurance visitor which is used to identify your account. The policy number is written on the policy document also as bills or statements received from the insurer.

How to check my car insurance policy online?

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With a few details such as registration number, mobile number or e-mail address you can trace your car insurance policy online. Follow the above-mentioned steps to check car insurance policy online.

Is the insurance policy number the same as the account number?

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Both are different. While the policy number is unique to your car insurance, an account number may represent several policies under the same account. For example, if you accept two cars and bought the insurance from the same provider, then yous may accept a unmarried account with two car insurance policies.

Can I find out the insurance details by registration number in Bharat?

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While you tin can visit the government's VAHAN web portal to access owner details through the registration number, you can but encounter if the insurance is valid on the vehicle or if information technology has expired. Nevertheless, you lot will non be able to view the policy number or other details pertaining to the policy.

Is the soft re-create of my machine insurance policy valid?

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Yes. The digital format or the soft copy stored on your phone or mobile app of the insurance provider is valid. The Heart has also approved the use of DigiLocker, which tin can be used to store several vehicle-related documents such equally registration certificate, emission document also every bit the insurance policy. This is valid across the land and can be produced if yous have been asked by an authorised person.

Is policy number mandatory while checking the status of my car insurance policy?

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It is non mandatory to know the policy number of your car insurance policy to check the status of the insurance; even so, it is easier to runway or think your policy document with a policy number. Generally, the insurance visitor volition demand your proper noun, contact details, appointment of birth, registration number, etc. to check the status of your car insurance policy.

Can I produce the printed document of the soft re-create available on the insurer'southward website in case of an inspection?

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Yes, you can produce the printed document of the soft copy in case you are asked to produce by an authorised person such as RTO officials or police personnel. You can also produce the soft copy saved on your smartphone through the DigiLocker or just prove the downloaded document on the phone. Y'all can besides produce the soft copy available on your account with the insurance visitor.

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